To access and use all the features of Apple Card, you must add Apple Card to Wallet on an iPhone or iPad with the latest version of iOS or iPadOS. See the Apple Card Customer Agreement for more information about ACMI financing. See /kb/HT211204 for information about upcoming changes to ACMI financing. ACMI financing is subject to change at any time for any reason, including but not limited to, installment term lengths and eligible products. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan participating corporate Employee Purchase Programs Apple at Work for small businesses Government, and Veterans and Military Purchase Programs, or on refurbished devices. Starting August 15, 2023, the ACMI installment term for new Apple Watch purchases will change from 24 months to 12 months. Starting August 15, 2023, carrier connection with AT&T, T‑Mobile, or Verizon is required for all iPhone purchases made with ACMI. Currently, carrier connection with AT&T, T‑Mobile, or Verizon is required for all iPhone purchases made with ACMI from Apple Store locations only. Taxes and shipping on ACMI purchases are subject to the variable APR, not 0% APR. If you buy an ACMI eligible product by choosing to pay in full with Apple Card (instead of using ACMI), that purchase is subject to the Apple Card variable APR, not 0% APR. Variable APRs for Apple Card other than ACMI range from 15.99% to 26.99% based on creditworthiness. See /kb/HT211204 for more information about eligible products. for eligible Apple products purchased at Apple Store locations,, the Apple Store app, or by calling 1‑800‑MY‑APPLE, and is subject to credit approval and credit limit. Restrictions and limitations may apply.Īpple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. More details are available from Apple’s trade‑in partner for trade‑in and recycling of eligible devices. Apple or its trade‑in partners reserve the right to refuse or limit quantity of any trade‑in transaction for any reason. Some stores may have additional requirements. Offer may not be available in all stores, and may vary between in‑store and online trade‑in. In‑store trade‑in requires presentation of a valid photo ID (local law may require saving this information). Sales tax may be assessed on full value of a new device purchase. Actual value awarded is based on receipt of a qualifying device matching the description provided when estimate was made. Trade‑in value may be applied toward qualifying new device purchase, or added to an Apple Gift Card. You must be at least 18 years old to be eligible to trade in for credit or for an Apple Gift Card. Trade‑in values will vary based on the condition, year, and configuration of your eligible trade‑in device.Pricing shown for iPhone 13 and iPhone 13 mini includes a $30 connectivity discount for Verizon customers that requires activation and would otherwise be $30 higher for all other customers. * Pricing for iPhone 14 and iPhone 14 Plus includes a $30 connectivity discount that requires activation with AT&T, T‑Mobile, or Verizon.
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